AI Ledger
Built for UK businesses · HMRC MTD ready

UK Accounting,
Supercharged by AI

Bank feeds, smart reconciliation, invoicing, MTD VAT, and AI-powered insights — all in one platform built specifically for UK businesses.

MTD

HMRC compliant

AI

Auto-reconciliation

Open

Banking feeds

4

VAT schemes

Smart Banking

Reconciliation that thinks for you

AI automatically categorises every transaction from your bank feed. Transfers between accounts are matched instantly — just click OK.

  • Auto-match bank transfers across accounts
  • AI categorises transactions to UK chart of accounts
  • Bank rules remember your preferences automatically
  • Split transactions across multiple accounts
Banking · Reconcile

BACS Transfer to Savings

14 May 2026 · Current Account

−£5,000.00
Match found: Savings Account · 14 May · £5,000.00

Amazon Web Services

13 May 2026

✦ Software & Subscriptions
−£124.50
Reconciled

Stripe Payout

12 May 2026

+£3,840.00
Unreconciled
Contacts
AC

Acme Corp

Client

contact@acme.co.uk

Manchester, M1 2AB

2 open
TL

TechLtd

Client

hello@techltd.co.uk

London, EC1A 1BB

1 overdue
GS

Green Supplies Ltd

supplier@greensupplies.co.uk · Leeds, LS1 4AP

Supplier
No open invoices · Net 30d
Invoicing

Invoice in seconds, from anywhere

Create invoices and quotes directly from your contact cards. Every invoice is professionally formatted and can include a Stripe payment link for instant online payment.

  • One-click invoice & quote creation from contacts
  • Stripe payment links on every invoice
  • Automatic overdue tracking & payment chasing
  • Full double-entry journal created automatically
HMRC MTD

VAT returns filed in minutes

AI Ledger is built for Making Tax Digital from the ground up. All four VAT schemes supported. Submit directly to HMRC with one click.

  • Standard, Flat Rate, Cash & Annual Accounting
  • Nine-box VAT return auto-calculated
  • Deadline alerts before every filing date
  • Direct HMRC submission via secure OAuth
VAT Return · Q1 2026

Quarter 1 — Jan to Mar 2026

Due 7 May 2026 · Period key 26A1

Pending review

Box 1 — VAT on sales

£12,480.00

Box 4 — VAT reclaimed

£3,210.50

Box 5 — Net VAT due

£9,269.50

Everything a UK business needs

One platform, no spreadsheets, no manual data entry.

Open Banking Feeds

Connect your UK bank accounts via TrueLayer. Transactions sync automatically, every day.

AI Insights

Proactive alerts for cash flow warnings, overdue invoices, and VAT deadlines before they hit.

Double-Entry Accounting

Every transaction creates a proper journal entry. UK chart of accounts pre-loaded for every organisation.

Expense Management

Snap receipts, AI extracts the data, and expenses are posted to the correct account automatically.

Financial Reports

P&L, balance sheet, cash flow, aged debtors and creditors — always up to date with real data.

AI Chat Interface

Ask questions in plain English. "What's my VAT liability?" or "Create an invoice for Acme Corp for £1,500."

Ready to simplify your accounting?

Join UK businesses already using AI Ledger to save hours every month.